PDPA Consent and Authorisation Policy

PDPA Consent and Authorisation Policy

Customers who give consent to TRB Ventures Sdn Bhd to assist with their loan applications hereby agree that TRB Ventures Sdn. Bhd. (hereinafter referred to as “TRB”) may collect, obtain, store and process and share your personal data that you provide to TRB and/or through TRB’s “MHUB” platform based on the terms and conditions set out here in below.

You hereby give your consent to TRB to:-

  • Store and process your Personal Data;
  • Disclose your Personal Data to the various stakeholders in your property transaction,
    including but not limited to the Credit Service Providers, developers as well as
    lawyers who are handling your property transaction;
  • Disclose your Personal Data to the relevant governmental authorises or third parties
    where required by law or for legal purposes.

    In addition, your personal data may be transferred to any company related to and/or
    associated with TRB which may involve sending your data to a location outside
    Malaysia. For the purpose of updating or correcting such data, you may at any time
    apply to TRB to have access to your personal data which are stored by TRB.
    For the avoidance of doubt, Personal Data includes all data defined within the
    Personal Data Protection Act 2010 including all data you had disclosed to TRB in this
    Form and all data or information that is generated or derived from using the services
    provided by or through the MHub Platform.

    Under the Personal Data Protection Act (PDPA) 2010, we are required to obtain your
    explicit consent when we collect and process your sensitive personal data. We collect
    your sensitive personal data in order to assess your application for financing through
    MHub and to administer the products and services that you have signed up for and to
    respond to your enquiries and complaints, and to resolve disputes, and to update your
    loan applications status via MHub by and/or to the various stakeholders who are
    involved in your property purchase transaction, including but not limited to the Credit
    Service Providers, developers as well as lawyers who are handling your property
    transaction.

  • Declaration

    I am declaring that I have read, understood and agreed to terms of the TRB Privacy
    Policy
    and I am expressly consenting to and authorising TRB to collect, hold, use,
    delete, disclose, transfer, administer, store and process in any other way, all my
    personal data (including sensitive personal data and personal data of other parties
    provided by me) (hereinafter referred to as “Personal Data”) given now or that is subsequently obtained from time to time, which may include but not limited to:-

    1. Name;
    2. National registration identity card number / Passport Number;
    3. Gender;
    4. Postal address;
    5. Telephone number;
    6. Email address;
    7. Preferred service provider/personnel;
    8. Required estimated loan amount;
    9. Contact preference;
    10. Details of the property transaction that is conducted through MHub; and
    11. Details of loan / financing as well as processing and update status.

    for the purposes below. I understand that if I do not provide the Personal Data requested,

    TRB will not be able to carry out the purposes below:-

  • To process and/or forward my application for loan / financing and all other necessary
    transactions which are required in relation to any products and services offered by
    TRB.
  • To efficiently link you up with a credit service provider and keep me, the developer
    and lawyer updated on the latest status of my loan / financing applica7ons
  • To send important no7ces, emails, letters or sms, like communicating your loan
    applications and changes to TRB’s terms, conditions, and policies.
  • To use my Personal Data for purposes such as auditing, data analysis, and research to
    improve TRB’s products, services and customer communications.
  • To share my Personal Data with third party providers that provide services such as
    information processing, extending credit, fulfilling customer orders, delivering
    products to me, managing and enhancing customer data, providing customer service,
    assessing my interest in TRB’s products and services and conducting customer
    research or satisfaction surveys.
  • To respond to my enquiries and complaints and to resolve disputes.
  • For any purpose required by law or regulations.

    I further confirm that all personal data (including sensitive personal data) that I have
    provided are all true, up-to-date and accurate. Should there be any changes to any of
    my personal data, I shall notify TRB immediately.

    I understand that in order for TRB / MHub to provide me updates on the status of my
    loan / financing application, the relevant Credit Service Providers must provide
    information on the progress of my loan / financing application to TRB / MHub. I
    hereby expressly authorise any Credit Service Provider to whom I have made a loan/
    financing application through MHub to provide the information required by TRB /
    MHub so as to enable them to update me, the developer and the lawyer on the status
    of the loan / financing application and processing.

    I have the right to access and correct my personal data if it is inaccurate or to delete
    the data if TRB is not required to retain it by law or for legitimate business purposes.
    I understand that depending on the information requested, TRB may have the right to
    charge a small fee for the processing of any data requested. TRB may also take steps
    to verify my identity before fulfilling my request for access to my personal data.
    TRB may decline to process requests that are unreasonably repetitive, require
    disproportionate technical effort; jeopardize the privacy of others, extremely impractical,
    or for which access is not otherwise required by local law.

    I understand that TRB will take the necessary precautions, both administrative and technical
    to safeguard my Personal Data against loss, theft, misuse and unauthorized access, disclosure,
    usage, alternation or destruction but TRB cannot guarantee that unauthorized persons will
    always be unable to defeat the security measures implemented.
    TRB reserves the right to update and amend this policy from time to time. Any material
    changes will be posted on our website with the updated Privacy Policy.

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